Checking Accounts
YES! You can have Really FREE Checking with no strings attached.¹
YES! You Can Have Really FREE Checking With No Strings Attached¹
24/7 Lost or Stolen Cards & Fraud: 1(800) 696-8830
Activation & PIN Selection: 1(833) 998-4639
PIN Change: 1(877) 267-6941
Sometimes extra verification is required to add a card to your Mobile Wallet. If prompted, please call 1(833) 964-1215.
To learn more about fraud and how to protect yourself visit here.
FREE Checking
No monthly maintenance fees
No minimum balance required
Thousands of fee-free ATMs nationwide
Free debit card with $100 opening balance
Online & Mobile Banking with Mobile Deposit, Bill Pay, e-Statements, & eAlerts, and much more!
¹No monthly maintenance fees for Free Checking accounts. No minimum balance required. Inactivity and overdraft fees may apply. Federally insured by NCUA.
Interest-Bearing Checking
Earn dividends on your balance
$5 monthly fee, waived with $1,000 daily balance
Debit card with a $100 opening balance
Thousands of fee-free ATMs nationwide
Online & Mobile Banking with Mobile Deposit, Bill Pay, e-Statements, eAlerts, and more.
Money Market Checking
Earn dividends on your account
Minimum balance to earn dividends is $2,500
Online and Mobile Banking
Mobile Check Deposits
Bill Pay
e-Statements & eAlerts
Smart Benefits
Available on your FREE Checking or Interest Bearing Checking Account.
Earn 1.90% APY** on the first $1,000 in your account
Save $15 on each Courtesy Pay overdraft
No annual fee on BIG rewards credit card
No annual fee on IRAs
No annual fee on lines of credit
To Qualify for Smart Benefits:
Use e-Statements
One or more direct deposits each month
Use North Coast Credit/Debit card at least once a month
Benefits adjust automatically to the appropriate level.
Fee-Free ATMs
ATMs at North Coast branches take deposits
ATMS at North Coast branches offer $1, $5, $10, and $20 bills
Thousands of fee-free ATMs throughout the country
Card Suite Lite
Manage your cards with the free app, Card Suite Lite!
Freeze & unfreeze your cards instantly
Set spending limits
Set limits on where the card can be used
Sends transaction alerts in real time
Courtesy Pay
Courtesy Pay is an overdraft service. Learn more on our Courtesy Pay Page.