Online Banking

Checking Accounts

YES! You can have Really FREE Checking with no strings attached.¹

YES! You Can Have Really FREE Checking With No Strings Attached¹

24/7 Lost or Stolen Cards & Fraud: 1(800) 696-8830

Activation & PIN Selection: 1(833) 998-4639

PIN Change: 1(877) 267-6941

Sometimes extra verification is required to add a card to your Mobile Wallet. If prompted, please call 1(833) 964-1215.

To learn more about fraud and how to protect yourself visit here.


FREE Checking

  • No monthly maintenance fees

  • No minimum balance required

  • Thousands of fee-free ATMs nationwide

  • Free debit card with $100 opening balance

  • Online & Mobile Banking with Mobile Deposit, Bill Pay, e-Statements, & eAlerts, and much more!

¹No monthly maintenance fees for Free Checking accounts. No minimum balance required. Inactivity and overdraft fees may apply. Federally insured by NCUA.


Interest-Bearing Checking

  • Earn dividends on your balance

  • $5 monthly fee, waived with $1,000 daily balance

  • Debit card with a $100 opening balance

  • Thousands of fee-free ATMs nationwide

  • Online & Mobile Banking with Mobile Deposit, Bill Pay, e-Statements, eAlerts, and more.


Money Market Checking

  • Earn dividends on your account

  • Minimum balance to earn dividends is $2,500

  • Online and Mobile Banking

  • Mobile Check Deposits

  • Bill Pay

  • e-Statements & eAlerts


Smart Benefits

Available on your FREE Checking or Interest Bearing Checking Account.

  • Earn 1.90% APY** on the first $1,000 in your account

  • Save $15 on each Courtesy Pay overdraft

  • No annual fee on BIG rewards credit card

  • No annual fee on IRAs

  • No annual fee on lines of credit

To Qualify for Smart Benefits:

  • Use e-Statements

  • One or more direct deposits each month

  • Use North Coast Credit/Debit card at least once a month

Benefits adjust automatically to the appropriate level.


Fee-Free ATMs

  • ATMs at North Coast branches take deposits

  • ATMS at North Coast branches offer $1, $5, $10, and $20 bills

  • Thousands of fee-free ATMs throughout the country


Card Suite Lite

Manage your cards with the free app, Card Suite Lite!

  • Freeze & unfreeze your cards instantly

  • Set spending limits

  • Set limits on where the card can be used

  • Sends transaction alerts in real time


Courtesy Pay

Courtesy Pay is an overdraft service.  Learn more on our Courtesy Pay Page.


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